Turo · 12 min read · June 3, 2026
How much does Turo take from hosts in 2026? Full fee breakdown
Turo protection plans, host take rates, and hidden costs — with real payout math so you know what percentage Turo keeps and what lands in your bank.
You see trip earnings in the app but a smaller deposit in the bank — and you're not sure which Turo fees you missed.
Turo's host dashboard shows trip revenue — but the number that matters is what lands in your bank after platform fees, protection plans, and the costs Turo never tracks. Most hosts underestimate the gap between gross trip price and net profit.
What percentage does Turo take from hosts?
Turo does not charge one flat fee. Your take-home percentage depends on which protection plan you choose. Higher plans keep more of the trip price but cost more when something goes wrong. Lower plans give Turo a larger cut but shift more repair risk to you.
| Plan | Host keeps | Turo takes | Best for |
|---|---|---|---|
| 60 plan | 60% | 40% | Hosts with their own commercial insurance who want the lowest platform cut on paper |
| 75 plan | 75% | 25% | Common starting point — balanced fee and protection |
| 80 plan | 80% | 20% | Hosts who want more payout with moderate protection |
| 85 plan | 85% | 15% | Higher take rate with stronger platform-backed coverage |
| 90 plan | 90% | 10% | Maximum host take — highest protection cost when claims happen |
The 75 plan is what many new hosts see quoted, but your effective rate can drift lower when you run promotions, offer delivery discounts, or accept trips booked with guest discounts. Always model your blended take rate — not just the plan name on your listing.
Fees beyond the host take rate
The protection plan percentage is only part of the story. These line items also reduce what you keep — some show on the trip receipt, others never appear in Turo's earnings summary.
| Fee type | Who pays | Typical impact |
|---|---|---|
| Guest service fee | Guest (not deducted from host payout) | Indirect — can affect booking conversion at higher total prices |
| Young driver / trip fee add-ons | Varies by trip | Can change which trips are profitable after wear |
| Delivery fee | Often split or absorbed by host | Airport runs look great until delivery time is unpaid |
| Cleaning | Host | $25–$150+ per turnover depending on vehicle class |
| Excess mileage | Guest or host per policy | SUV and truck hosts feel this fastest |
| Sales tax / airport fees | Varies by market | Reduces effective daily rate in regulated airports |
Real payout example: $100/day for 15 booked days
Assume a midsize sedan at $100 per day, booked 15 days in a month, on the 75 plan (25% host service fee). Gross trip income is $1,500 before anything else.
| Line item | Amount |
|---|---|
| Gross trip income | $1,500 |
| Turo host service fee (25%) | −$375 |
| Payout after platform fee | $1,125 |
| Insurance (off-trip + commercial gap) | −$180 |
| Cleaning (15 turnovers × $35 avg) | −$525 |
| Maintenance & fuel/charging | −$200 |
| Car payment | −$450 |
| Net cash after all costs | −$230 |
This host is cash-flow negative even though Turo's dashboard shows $1,500 in trip revenue. The platform fee alone is $375 — but vehicle costs turned a positive operating month into a loss. That is why hosts search for a Turo fee calculator instead of trusting the trip list.
Second example: higher take rate, lighter costs
Same $100 daily rate and 15 booked days, but on the 90 plan (10% fee), a paid-off car, and $120/month insurance because the host carries their own commercial policy.
| Line item | Amount |
|---|---|
| Gross trip income | $1,500 |
| Turo host service fee (10%) | −$150 |
| Payout after platform fee | $1,350 |
| Insurance | −$120 |
| Cleaning + maintenance | −$380 |
| Car payment | $0 |
| Net cash after all costs | +$850 |
The difference is not Turo's fee alone — it is the full stack of vehicle costs. A 15-point swing in take rate ($225/month here) matters, but a $450 car payment matters more.
What Turo's dashboard does not show
Turo summarizes trips, reimbursements, and adjustments. It does not automatically subtract your loan payment, off-trip insurance, depreciation, parking, or charging at home. Hosts who only watch trip earnings routinely overestimate profit until tax season or a slow month exposes the gap.
Use a Turo profit calculator to model fees and fixed costs before you buy a car for hosting. After you are live, sync the bank accounts where Turo deposits and vehicle bills post — that is the only way to see whether your actual take home matches the estimate.
How to lower your effective Turo fees
You cannot negotiate Turo's published take rates, but you can change your effective economics: reduce unpaid delivery miles, tighten minimum trip length during peak weeks, avoid deep discounts that convert low-margin trips, and pick a protection tier that matches your real insurance setup instead of defaulting to the most expensive plan.
Hosts with their own commercial policy sometimes land on lower platform tiers — but only if the insurance actually covers Turo activity. Saving 10% on trip fees while risking an uncovered claim is not a win.
Related guides
Frequently asked questions
What percentage does Turo take from hosts?
It depends on your protection plan. On common plans, Turo keeps roughly 10–40% of trip price — the 75 plan leaves about 75% to the host, the 90 plan about 90%. Promotions and discounts can lower your effective take below the plan label.
How much does Turo charge hosts per trip?
There is no flat per-trip dollar fee. Turo charges a percentage of trip price based on your protection plan, plus potential adjustments for discounts, delivery, or claims. Model your blended percentage in a calculator instead of assuming one number.
How much does Turo charge owners?
Owners and hosts are the same on Turo — you pay the host service fee tied to your protection plan, then still owe vehicle costs (insurance, loan, maintenance) that Turo does not deduct from the dashboard.
Is the 75 plan the same as a 25% Turo fee?
Roughly yes on base trip price — the 75 plan means you keep about 75% and Turo keeps about 25%. Your real fee can be higher if you subsidize delivery, run promos, or accept heavily discounted trips.
Does Turo take a fee on reimbursements?
Reimbursements for tolls, tickets, or post-trip charges are handled separately from trip price. Treat them as pass-through items in your books — they are easy to confuse with profit if you do not separate them in tracking.
How do I know my real take-home after Turo fees?
Compare Turo deposit amounts in your bank to gross trip totals for the same period, then subtract insurance, loan, cleaning, and maintenance. Lane syncs those accounts so you see net profit without rebuilding a spreadsheet every month.