Pricing
Simple pricing for money clarity
Plaid sync, AI on your real transactions, and spending, cash flow, and net worth in one place. From $10/mo.
Starter
Automatic cashflow from your bank.
$10/mo
7-day free trial · card required
- Plaid bank sync
- Income & spending dashboard
- AI assistant on your transactions
- 3 months transaction history
- Exclude personal transactions
Pro
Full copilot for your finances.
$20/mo
7-day free trial · card required
- Everything in Starter
- 6× more AI chat
- 24 months transaction history
- Monthly CSV export
- Custom category rules
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Compare plans
Both plans include the tracking foundation. Pro adds more AI and export room as you grow.
| Feature | Starter | Pro |
|---|---|---|
| Plaid bank sync (read-only) | ||
| Cash flow & spending | ||
| Net worth from synced balances | ||
| AI finance chat | AI assistant on your transactions | 6× more AI chat |
| Longer transaction history | ||
| Monthly CSV export | ||
| 6× AI chat vs Starter |
What you get after you connect
Cash flow, spending, and transactions from your bank, not from a spreadsheet you rebuild every Sunday.
Sample data for illustration
Built for car businesses
The same dashboard hosts and operators use after sync
Starter and Pro both include tracking. Pro adds more AI room and export as you grow.
- Plaid read-only sync for US institutions
- Cash flow and categories shaped for trip income and vehicle costs
- AI answers grounded in your transactions
Why we charge a subscription
Free finance apps often monetize your attention. Lane monetizes a subscription — so we build for money clarity, reliable sync, and AI on your data.
Built for clarity
Lane is subscription-funded so we can focus on your dashboard — not selling you credit cards while you review spending.
Reliable bank sync
Personal finance apps only work with fresh data. We invest in Plaid connections and sync quality so your dashboard stays current.
AI on your real numbers
Ask questions grounded in your linked accounts — not generic tips. Pro includes 6× more AI chat than Starter.
Built for people who want money clarity
Trusted by people who want clarity
Personal finance tracking — synced from your bank, not manual entry.
“I used to export CSVs every Sunday and still couldn't tell if I was up for the month. Lane synced my accounts in a weekend—now I ask where the money went instead of guessing.”
“Paycheck and side income hit the same checking account. I spent months wondering where the month went — synced cashflow finally let me answer with numbers, not guesswork.”
“Mint shut down and Credit Karma wasn't the same. Lane doesn't sell ads—it just shows synced cashflow and net worth. Budgeting isn't all here yet, but I finally see the full picture.”
Frequently asked questions
Why pay for Lane instead of a free app?
Mint was free because Intuit sold your attention — then it shut down. Many free finance apps still monetize attention. Lane is subscription-funded: we invest in Plaid sync and AI on your accounts so you get clarity, not credit card pitches.
Can I cancel during the trial?
Yes. You will not be charged if you cancel before the 7-day trial ends. Manage billing anytime from the Stripe customer portal in your dashboard.
Which plan should I pick?
Choose Starter if you want Plaid sync and occasional questions about your money. Choose Pro if you chat frequently (6× the AI capacity), need exports, or want the full copilot experience.
Is budgeting included today?
Lane ships Tracking first: income, spending, net worth, and categorized transactions from your bank. Flexible budgets and planning tools are coming soon — subscribers get them as they launch.
What payment methods do you accept?
Checkout is powered by Stripe. We accept major credit and debit cards. Invoices and plan changes are handled through the customer portal.