Lane vs Mint
Mint is gone. Where do you track spending now?
Bank sync, cash flow, net worth, and AI, without credit card pitches.
Start 7-day trialLane vs Mint
The classic free tracker that shut down — here's what to use instead.
Intuit Mint was the default free personal finance app for years. Since it shut down, millions of users still search for a Mint alternative that syncs banks automatically without an ad-driven feed.
Lane is built for that job: connect US accounts through Plaid, see income and spending, track net worth, and ask AI questions grounded in your transactions.
We do not replicate every Mint feature on day one — envelope budgeting and bill negotiation are not our focus — but tracking and clarity are.
Pricing
- Lane
- $10/mo (7-day trial); $20/mo Pro for 6× AI and export.
- Mint
- Was free (ad-supported). Credit Karma remains free with a different product scope.
Best for
- Choose Lane if…
- People who want ad-free bank sync, net worth, spending clarity, and AI chat.
- Choose Mint if…
- Mint no longer accepts new users — existing users migrated to Credit Karma with a narrower feature set.
Feature comparison
| Feature | Lane | Mint |
|---|---|---|
| Bank sync (Plaid) | Yes — US accounts | Was yes; Credit Karma partial |
| Net worth tracking | Yes | Limited in Credit Karma migration |
| AI finance chat | Yes — grounded in your data | No |
| Ads | No | Mint had ads; CK varies |
| Side-business view | Optional — including Turo | No |
| Full budgeting | Tracking first; budgeting coming | Mint had basic budgets |
Frequently asked questions
Is Lane a direct Mint replacement?
Lane covers automatic tracking, net worth, and AI Q&A — the core reason most people used Mint. Advanced budgeting and bill negotiation tools are not identical.
Do I need to pay after Mint was free?
Lane is subscription-funded instead of ad-funded, which keeps the product focused on members rather than advertisers.
Can I import Mint data?
Connect your banks through Plaid — Lane syncs fresh transactions rather than importing historical Mint exports today.
Related comparisons
- Lane vs YNAB— Envelope budgeting vs. automatic cashflow tracking.
- Lane vs Rocket Money— Subscription cancellation vs. full personal finance clarity.
- Lane vs Copilot— A polished tracker — with a different focus on automation.
- Lane vs Monarch— The all-in-one household finance app — and where Lane differs.
- Lane vs Spreadsheets— Google Sheets worked once — until deposits stopped matching your rows.
- Lane vs QuickBooks Self-Employed— Built for freelancers — not for asking 'where did the month go?' every week.
From the blog
See your finances
Cashflow, spending, categories, and recent transactions — the same widgets you use in the app, synced from your bank.
Sample data for illustration