Tracking
See where your money actually goes
Sync income and spending from your bank — categories, cash flow, and AI on your real numbers. Same view as your Lane dashboard.
Start 7-day trialTracking is the foundation of Lane. Before you set a budget or a savings goal, you need a trustworthy picture of income and spending, updated from your bank, not from memory.
Hosts and operators usually bounce between bank apps, credit card portals, and a half-finished spreadsheet. Lane connects those accounts through Plaid (read-only), pulls transactions into one inbox, and surfaces cash flow and categories you can actually review.
This page is the Track pillar: know where you stand. Budgets and goals come later. Clarity comes first, especially when payouts and vehicle costs share the same checking account.
If you already tried Mint-style apps that felt built for grocery budgets only, this is the same sync-first idea aimed at car businesses: trip income next to insurance, payments, fuel, and cleaning.
Cash flow
See money in, money out, and what is left
Connect checking, savings, and cards. Switch ranges when you want seasonality, not vibes.
- Income, expenses, and net across connected accounts
- 1M, YTD, 1Y, and all-time presets that match how operators think
- Trip deposits and vehicle costs can sit in the same honest month
Transactions
Every transaction in one list
Search, categorize, exclude, and mark reviewed without jumping between bank apps.
- Unified inbox with merchant names and dates
- Review workflow so surprises do not wait until month-end
- Categories that roll into spending reports and future budgets
Spending
Vehicle costs that actually roll up
Insurance, fuel, fees, and cleaning should not hide in miscellaneous forever.
- Spend by category from synced transactions
- Fix merchants once and keep the month readable
- Compare this month to your recent average when costs spike
AI
Ask about your money with real context
Questions grounded in synced accounts, not a generic chatbot with no access to your banks.
- Cashflow and spending answers from your transactions
- Useful when a busy month looks profitable until costs land
- Same data as your dashboard, explained in plain language
What syncs today
Lane is read-only. We pull balances and transactions so you can decide. We never move money.
| Source | Status | Notes |
|---|---|---|
| Checking & savings | Yes | Balances and transactions |
| Credit cards | Yes | Spend that hits the car business |
| Trip platform payouts | Via bank | When deposits hit your account |
| Turo app API | Not yet | Bank sync is the source of truth |
How tracking works in Lane
A short path from signup to a dashboard you can trust.
Start a trial and connect at least one US checking or credit card through Plaid. Access is read-only. Lane cannot move money or pay bills.
Recent transactions sync automatically. Open the inbox, fix a few categories, and exclude transfers that would double-count cash flow.
Use cash flow charts to answer the monthly question: did we spend more than we earned after the cars? Then ask AI for specifics when you want a faster explanation.
When you are ready, add more accounts so net worth and spending cover your full operating picture. Budgeting tools will build on this same foundation.
Your home base for money clarity
Cash flow, spending, categories, and recent transactions, the same widgets you use after sync.
Sample data for illustration
Frequently asked questions
What does Lane tracking include today?
Plaid bank sync for US institutions, categorized transactions, cash flow charts, net worth from synced balances, and AI chat grounded in your real transactions. The dashboard is built for people who make money with cars, so trip payouts and vehicle costs show up clearly.
Is budgeting part of Tracking?
Not yet. Tracking shows where money went. Flexible budgets and planning tools are coming soon on top of the same synced data.
Can I edit categories and exclude transfers?
Yes. Review transactions, assign categories, mark rows reviewed, and exclude items that should not affect cash flow totals.
Does tracking connect directly to Turo?
Not today. Lane connects to your bank through Plaid. When platform payouts land in checking, they appear with your other income so you can review the month honestly.
How is this different from my bank app?
Bank apps show one institution. Lane rolls up connected accounts into cash flow, categories, and AI answers so you are not reconciling three portals before you know if the cars paid for themselves.
Built for people who want money clarity
Trusted by people who want clarity
Personal finance tracking — synced from your bank, not manual entry.
“I used to export CSVs every Sunday and still couldn't tell if I was up for the month. Lane synced my accounts in a weekend—now I ask where the money went instead of guessing.”
“Paycheck and side income hit the same checking account. I spent months wondering where the month went — synced cashflow finally let me answer with numbers, not guesswork.”
“Mint shut down and Credit Karma wasn't the same. Lane doesn't sell ads—it just shows synced cashflow and net worth. Budgeting isn't all here yet, but I finally see the full picture.”
See where your money goes
Bank sync, spending, cash flow, and net worth — plus AI on your real transactions.