Net worth
All your accounts, in one place
Connect banks, cards, and loans — watch net worth update as balances sync automatically.
Track net worthNet worth is the simplest honesty check: what you own minus what you owe. Lane brings linked balances into one place so you are not adding bank apps in your head.
Cash flow answers what happened this month after trips and vehicle costs. Net worth answers whether the longer arc is improving as you add cars or pay down loans.
If you only watch checking, a busy calendar can feel profitable while balances quietly slide. Net worth keeps both sides of the ledger visible.
Balances
Assets and liabilities in one view
Checking, savings, cards, and loans sync so you see what you own versus what you owe.
- Automatic updates when Plaid refreshes balances
- Context for AI when you ask what changed this month
- Works alongside cash flow, not instead of it
Operations
Why operators check net worth monthly
A good cash flow month can still hide rising debt if you only watch deposits.
- Car loans and cards sit next to operating cash
- Spot whether expansion is building equity or just cycling money
- Use spending categories to explain a dip before you guess
How to use net worth in Lane
Connect, review, then check in monthly, not hourly.
Link the accounts that matter for the business. Skip duplicate views of the same debt if it already appears elsewhere.
After sync, confirm balances look right. If an institution is stale, reconnect from Bank connections.
Check monthly alongside cash flow. Ask AI what changed if the number moved more than you expected.
When budgeting and goals ship, they will target the same synced foundation, so starting now still compounds.
Net worth next to the monthly story
The same dashboard that shows trip income and vehicle spend also keeps balances honest.
Sample data for illustration
Frequently asked questions
How does Lane calculate net worth?
Lane uses synced balances from linked accounts so you can see assets and liabilities update as Plaid refreshes. Pair it with cash flow tracking for the full monthly picture.
Which accounts should I connect?
Connect the banks and cards that hold operating cash and debt: checking, savings, credit cards, and vehicle loans you want visible.
Is investment analytics included?
Balance sync is available; deeper investment analytics are planned. Net worth still benefits from including brokerage cash and loan balances when linked.
Why does net worth matter for a car business?
A strong trip month can still hide rising card balances or a loan that is not paying down. Net worth keeps the longer arc honest while cash flow covers the month.
Can I exclude personal accounts?
Connect the accounts you want in the picture. Many operators start with the operating checking account and the card used for fuel and repairs.
Built for people who want money clarity
Trusted by people who want clarity
Personal finance tracking — synced from your bank, not manual entry.
“I used to export CSVs every Sunday and still couldn't tell if I was up for the month. Lane synced my accounts in a weekend—now I ask where the money went instead of guessing.”
“Paycheck and side income hit the same checking account. I spent months wondering where the month went — synced cashflow finally let me answer with numbers, not guesswork.”
“Mint shut down and Credit Karma wasn't the same. Lane doesn't sell ads—it just shows synced cashflow and net worth. Budgeting isn't all here yet, but I finally see the full picture.”
See where your money goes
Bank sync, spending, cash flow, and net worth — plus AI on your real transactions.