Features · Coming soon
Budgeting that fits your life
Coming soonTrack spending and cash flow first — then add flexible budgets when the numbers are real.
Lane already categorizes transactions and shows monthly spending. Budgeting is the next step: turning that history into limits and plans you can stick to.
We keep this page honest: budgets are coming soon. The Monarch-style Track → Budget → Plan sequence means we will not pretend envelopes are live before they are.
If you are comparing apps today, use Tracking for clarity now, and treat Budgeting as a reason to stay — not a claim we cannot keep yet.
What we are building
Flexible tools on top of synced transactions — not a spreadsheet you retype.
Flex budget system
Coming soonBudgets that adapt to real spending patterns instead of forcing a brittle template.
Custom categories
Coming soonShape categories to your life so budgets map to the same labels you already review.
Smart notifications
Coming soonAlerts when you are off track — grounded in synced data, not manual entry.
Why tracking first is the point
A perfect budget on fake numbers is theater.
Envelope apps ask you to assign every dollar before you know where dollars actually go. That works for some people. For everyone else, the budget collapses by week two.
Lane ships Tracking first: connect banks, review spending, see cash flow. When budgets launch, they inherit that history.
Start a trial now so your categories and transaction review habits are already in place. You will be first in line when Budgeting ships.
Frequently asked questions
When will budgeting launch?
Budgeting is on the roadmap after Tracking. Subscribers get features as they ship — follow What's new for release notes.
Should I wait to use Lane until budgets exist?
No. Most people fail budgets because they never measured real spending. Start with Tracking so budgets will sit on trustworthy data.
Will Lane support zero-based or envelope budgeting?
We are designing flexible budgets that fit real life — not a single rigid methodology. Details will ship with the feature.
Built for people who want money clarity
Trusted by people who want clarity
Personal finance tracking — synced from your bank, not manual entry.
“I used to export CSVs every Sunday and still couldn't tell if I was up for the month. Lane synced my accounts in a weekend—now I ask where the money went instead of guessing.”
“Paycheck and side income hit the same checking account. I spent months wondering where the month went — synced cashflow finally let me answer with numbers, not guesswork.”
“Mint shut down and Credit Karma wasn't the same. Lane doesn't sell ads—it just shows synced cashflow and net worth. Budgeting isn't all here yet, but I finally see the full picture.”
See where your money goes
Bank sync, spending, cash flow, and net worth — plus AI on your real transactions.